Privacy Policy

CARDSPUR PRIVACY POLICY

For each visitor to the website, CardSpur’s servers automatically collect information about which pages are visited and the domain name of visitors. This information is used for internal review, to tailor information to individual visitors and for website traffic audits. CardSpur also provides this information (as well as information from third-party market researchers) about users on an aggregated, anonymous basis to advertisers. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of the information, CardSpur has put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information collected on the website.

CardSpur may place a “cookie” on the browser of your computer; including, but not limited to desktops, laptops, tablets and/or mobile devices. The cookie itself does not contain any personally identifying information. A cookie may be used to tell when your computer has contacted a website. CardSpur uses the information for editorial purposes and for other purposes such as delivery of features and advertisements, so CardSpur can customize delivery of information to you without compromising privacy. For example, cookies may be used to ensure that you will not see the same banner advertisement too often in a single session. CardSpur also uses cookies when you link to third-party websites from the website – this allows CardSpur to collect commissions on purchases at certain stores where a relationship exists.

CardSpur may, in the course of providing services through the website, ask you to disclose voluntarily certain information about yourself. This could include information that identifies you or your household. Any information in CardSpur’s possession solely as a result of your use of the website and that is associated with you or your household is considered “Personal Information.” It consists of both information supplied by you (e.g. name, address, telephone number and e-mail address or other identifiable information) and information collected about how you use the website (e.g., the fact that you have bought merchandise through the website). Personal Information does not include statistical data about large numbers of users, none of whom are identifiable, nor does it include information that you have posted for public view on the website or otherwise publicly disclosed.

You can access all your Personal Information collected on the website by checking your user account profile in the event one has been established and maintained. CardSpur will use this procedure to better safeguard your information. You will be able to correct factual errors in your Personal Information by sending CardSpur a request that credibly shows the error. To protect your privacy and security, CardSpur will also take reasonable steps to verify your identity before granting access or making corrections to your account information.

Like many other commercial sites, the website may utilize an electronic file called a web beacon or other analytical process to count users who have visited a page or recognize users by accessing certain cookies. The website and/or the websites of advertisers and merchants with which CardSpur has a relationship may use web beacons or other analytical tools (a) for auditing purposes and to collect information from the websites of certain advertisers or merchants; (b) to report anonymous individual and/or aggregate information about users from such advertisers or merchants. Aggregate information may include demographic and usage information. No personally identifiable information about you is shared with such advertisers or merchants. You may choose to opt-out by contacting CardSpur in accordance with the information set forth at the bottom of this policy.

CardSpur uses Personal Information only for purposes necessary to provide the website and other products and services to you. These purposes are:

  • to process requests or orders placed with advertisers or merchants
  • to perform such normal business operations as billing, collecting and accounting
  • to personalize and publicize the website based on your interests, including making you aware of editorial features, advertisements and commercial items
  • to investigate complaints and to protect the website and CardSpur, its readers and employees as provided by law or in case of emergency, as determined by legal counsel for CardSpur

As necessary to process your requests or orders placed with advertisers or merchants featured on the website, CardSpur may rent, sell, barter or give away any lists containing Personal Information for use by any outside company. CardSpur may transfer Personal Information if the company or one of its business units is acquired by, sold to, or merged with another company. CardSpur also respects the privacy of data on your personal computer and does not access, read, upload or store data contained in or derived from your private files without your authorization.

Links
The website contains links to other sites. CardSpur is not responsible for the privacy practices or the content of such websites, including any sites that may indicate a special relationship or partnership with CardSpur (such as co-branded pages or “powered by” or “in cooperation with” relationships). CardSpur does not disclose personally identifiable information or unique identifiers to those responsible for the linked sites. The linked sites, however, may collect personal information from you that is not subject to CardSpur’s control. To ensure protection of your privacy, always review the privacy policy of the sites you may visit by linking from the website.

Opt Out Procedures
If you register for e-mail notifications through the website, you are agreeing to receive such e-mail notifications from CardSpur. You always may opt out of receiving future mailings or other information from CardSpur. If the mailing does not have an e-mail cancellation form, you may change your e-mail subscription preferences by logging into your user account on the website if one is available. You may also send an e-mail to information@CardSpur.com detailing the type of information that you no longer desire to receive.

Children’s Privacy
The website is not directed to children. CardSpur will not knowingly collect any Personal Information from any users of the website under the age of 13 absent consent from a parent or legal guardian. The following additional terms, conditions and notices apply to use of the website by children under the age of 13 years whenever CardSpur becomes aware that a user is in that age range:

  • Prior to collecting any Personal Information about a child under 13, CardSpur makes reasonable efforts to obtain consent from the child’s parent after informing the parent about the types of information CardSpur will collect, how it will be used, and under what circumstances it will be disclosed. CardSpur will not knowingly allow users under 13 years of age may to submit or post information on the website without the consent of the user’s parent or legal guardian.
  • Although CardSpur will apply these children’s terms and conditions whenever it becomes aware that a user who submits Personal Information is less than 13 years old, no method is beyond error. CardSpur strongly encourages parents and guardians to supervise their children’s online activities and consider using parental control tools available from online services and software manufacturers to help provide a child-friendly online environment. These tools also can prevent children from disclosing online their name, address, and other personal information without parental permission.
  • “Personal information” collected from children may include any of the information defined above as “Personal Information” with respect to general users of the website and may be used by CardSpur for the same purposes. Except as necessary to process a child’s requests or orders placed with advertisers or merchants featured on the website, CardSpur does not rent, sell, barter or give away any lists containing a child’s Personal Information for use by any outside company.
  • If a child enters a game, contest or other activity sponsored by CardSpur on the website, the child may be required by CardSpur to provide the minimum Personal Information reasonably necessary for the child to participate in such activity.
  • A child’s parent or legal guardian may request CardSpur to provide a description of the Personal Information that CardSpur has collected from the child, as well as instruct CardSpur to cease further use, maintenance and collection of Personal Information from the child.
  • If a child voluntarily discloses his or her name, e-mail address or other personally-identifying information on chat areas, bulletin boards or other forums or public posting areas, such disclosures may result in unsolicited messages from other parties.

Contacting Us
If you have any questions about this privacy statement, the practices of the website, or your dealings with CardSpur, you may contact us at:
Information@CardSpur.com.